collage of money, charts, student working and graduating

My Final Financial Tip

Dear Readers,

This will not only be the final Financial Tip of Spring semester, but it will be my final Financial Tip. For those who don’t know, I have accepted a position with Utah Valley University. This move takes our family back home and gives me the opportunity to create a financial counseling center from the ground up.

The decision to leave was not an easy one. We have loved Missouri, Columbia, the College of Human Environmental Sciences, the Personal Financial Planning department and the Office for Financial Success.

I have had the opportunity to work with remarkable colleagues – Rob, Deanna, Rui, Michael, Starla, Voronica, Andrew, Graham, Brenda, Lucy and Stacey – thank you for everything. Working with you has been an incredible honor and opportunity. I will miss working with you. Thank you for your dedication to the students and all you have given our family.

There are many others at the University that have been incredibly supportive over the years. Dean Jorgensen, Nancy, Vikki, Jim, Cathy, John and many others. If I try to name everyone I will miss someone, but please know that so many of you have impacted our lives positively in so many ways.

I can hardly begin to express how much I will miss the students here. My course is a required course, so all majors go through my class. I have enjoyed getting to know many of you over the years.

A special thanks goes out to my OFS Coaches. You have all been in our home and we consider you part of our family. Your dedication is inspiring and I will miss each of you. We have been to San Antonio, Seattle, Orlando, Kansas City and other places together. I look forward to seeing many of you at conferences in the future.

To each of my OFS Presidents – Lacey, Katie, Thomas, Michael, Jorie and Mary – thank you. You have each dedicated so many hours and have each left your mark on the OFS. We continued to grow every year thanks to your dedication.

My best to Marco as he takes over the OFS as a graduate student. I have full confidence in Marco and believe he will take the OFS far beyond what it is today. Marco is passionate about what we do here and I look forward to working with him as a colleague.

To each of you – here is some final advice as I depart:

  • Live life on purpose. Find what you are passionate about and dedicate your life to becoming the person you are meant to be. Alan Watts said, “Better to live a short life that is full of what you like doing than a long life spent in a miserable way.” I believe that God has a plan for each of us, and each of us should strive to leave the world a better place by figuring out that plan and devoting our lives to it.
  • Keep your priorities in order – for me this means God, family, career
  • Be a reader – I believe that everyone should read the following books at least one time in their lives:
    • The Book of Mormon
    • The Bible
    • How Will You Measure Your Life? – Clayton Christensen
    • The Compound Effect – Darren Hardy
    • 7 Habits of Highly Effective People – Stephen Covey
    • Think & Grow Rich – Napoleon Hill
    • Maximum Achievement – Brian Tracy
    • The Power of Habit – Charles Duhigg
    • Changing for Good – Prochaska, Norcross & DiClemente
    • I would be remiss if I didn’t mention some financial advice:
      • Budget your money
      • Know and improve your credit score
      • Get out of debt – especially credit card debt
      • Protect your identity
      • Spend money on experiences, not things
      • Plan for your financial future and take steps to make it happen
      • Protect your heirs – have proper insurance and plans in place

Thank you again to each of you. Our family has been truly blessed and we will always look back on our time in Missouri as a wonderful chapter in our lives.

Ryan Law

PS: May Ryan and his wonderful family keep the winds at their backs and their compass pointing at True North.  Ryan, It has been our honor to have you as our colleague.  God bless. – R. Weagley